14 Sep IS IT NECESSARY TO IDENTIFY A HIT AND RUN DRIVER AFTER AN ACCIDENT?
Posted By Gruenberg Kelly Della || 14-Sep-2020
Hit and run accident cases are much more complicated than typical car accident cases, because there is often no at-fault driver present to pin liability on. The absence of another driver can worry injury victims, who often feel that they are unable to recover compensation without filing a claim against an at-fault party. Working to find the hit and run driver may be possible, but may involve an extensive search that requires a lot of time, money, and resources. Thankfully, identifying a hit and driver may not be necessary in order to recover compensation.
New York is a No-Fault State
New York is a no-fault car accident state. Therefore, identifying a hit and run driver is not necessary because injury victims can file a claim with their own insurance company. If you live in New York or another no-fault state, you can feel secure in the knowledge that your medical bills and other damages should be covered. You will most likely not need to go through the complicated process of searching for the hit and run driver and filing a claim against them.
Uninsured and Underinsured Motorist Insurance and Other Methods of Recovering Compensation
Even if you do not live in New York or another no-fault state, you may still have options for recovering compensation after a hit and run accident. Your ability to file a claim with your own insurance company will depend on the details of your policy. You could receive compensation through a personal injury protection claim, or through an uninsured and underinsured motorist insurance policy. It’s possible that another party may be partially at fault for your injuries as well, in which case a third party claim may be possible.
Uninsured and underinsured motorist insurance is a type of coverage plan that can provide compensation to people who are injured in a hit and run accident. Although this type of policy is primarily for people who are injured by drivers who do not have car insurance or do not have sufficient insurance, it can be used in cases of hit and run accidents as well.
Contact us to learn more about receiving coverage for damages after a collision. If you were injured in a hit and run accident (or any type of car accident), Gruenberg Kelly Della can help. We will fight to recover the compensation you deserve.
To schedule a free consultation with our attorneys, send us a message or call (888) 305-6372