If you live in a no-fault state like New York, you can feel secure in the
fact that your expenses should be covered in the event of a
car accident. Although you will likely receive compensation for your medical bills
and property damage if you file a claim with your car insurance company,
these are not the only damages that result from a car accident.
Car accidents can cause significant non-economic damages as well. Unfortunately,
car insurance policies generally do not provide compensation for non-economic
damages. However, there may be another way for you to receive compensation
for these damages.
What are Non-Economic Damages?
Non-economic damages are any issues resulting from a car accident (or other
incident) that are not financially based. An injury can completely disrupt
a person’s way of life; non-economic damages are the emotional and
mental stressors that injury victims face.
Some examples of non-economic damages include:
Although non-economic damages do not have a monetary value, they are still
significant costs that injury victims experience. To determine the amount
of compensation that a person will receive for non-economic damages, a
percentage is often taken of the financial damages resulting from an accident.
Ways to Recover Compensation for Non-Economic Damages After a Car Accident
It is unlikely that your car insurance policy provides coverage for non-economic
damages. This can be disappointing for injury victims who have sustained
non-economic damages and expected to receive compensation through their
claim, but there are other ways to recover compensation for non-economic
damages after a car accident.
Depending on the details of your case, it’s possible that you may
be able to file a claim against the at-fault driver to recover additional
compensation for non-economic damages. New York is a no-fault state, but
this is sometimes an option in cases where the damages caused by a car
accident are severe. It’s possible that a third party is partially
liable for your injuries. In this case, you may be able to file a claim
against them to receive compensation for non-economic damages.
The lawyers of Gruenberg Kelly Della are available to discuss any questions
you may have about your car accident claim. We will guide you through
your case and protect your rights.
Call 888.305.6372 or
send us a message to schedule a free consultation with our legal team.