Hit and run accident cases are much more complicated than typical
car accident cases, because there is often no at-fault driver present to pin liability
on. The absence of another driver can worry injury victims, who often
feel that they are unable to recover compensation without filing a claim
against an at-fault party. Working to find the hit and run driver may
be possible, but may involve an extensive search that requires a lot of
time, money, and resources. Thankfully, identifying a hit and driver may
not be necessary in order to recover compensation.
New York is a No-Fault State
New York is a no-fault car accident state. Therefore, identifying a hit
and run driver is not necessary because injury victims can file a claim
with their own insurance company. If you live in New York or another no-fault
state, you can feel secure in the knowledge that your medical bills and
other damages should be covered. You will most likely not need to go through
the complicated process of searching for the hit and run driver and filing
a claim against them.
Uninsured and Underinsured Motorist Insurance and Other Methods of Recovering
Even if you do not live in New York or another no-fault state, you may
still have options for recovering compensation after a hit and run accident.
Your ability to file a claim with your own insurance company will depend
on the details of your policy. You could receive compensation through
a personal injury protection claim, or through an uninsured and underinsured
motorist insurance policy. It’s possible that another party may
be partially at fault for your injuries as well, in which case a third
party claim may be possible.
Uninsured and underinsured motorist insurance is a type of coverage plan
that can provide compensation to people who are injured in a hit and run
accident. Although this type of policy is primarily for people who are
injured by drivers who do not have car insurance or do not have sufficient
insurance, it can be used in cases of hit and run accidents as well.
Contact us to learn more about receiving coverage for damages after a collision.
If you were injured in a hit and run accident (or any type of car accident),
Gruenberg Kelly Della can help. We will fight to recover the compensation
To schedule a free consultation with our attorneys,
send us a message or call 888.305.6372.